Issue with Admin in Sql Server 2005

I am new to SQL Server 2005. Here's my issue:

I am installing PeopleSoft with SQL Server 2005 backend. When I try to
create the database it is giving me an error message Msg 5123 operating
system error (Access is denied) while attempting to open or create the
physical file 'C:/program files/EP_data.mdf'..

Can someone tell me the steps in setting up an user/login with the proper
credentials to create an database.

Is this related to security or something as I am not sure.

Any help is appreciated.


.

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