Re: My bank uses Windows? Is "Check 21" safe?

From: Bit Twister (BitTwister_at_localhost.localdomain)
Date: 10/22/04


Date: Fri, 22 Oct 2004 20:34:23 GMT

On Fri, 22 Oct 2004 12:35:42 -0700, xborg wrote:
> I been in all sides of the security and banking industry. I recommend the
> you be very careful in managing your accounts

I would second that.

> and if you see anything odd reported right away.

Some banks will let you set email alarms to notify you of activity.
I get an email when $50 or more comes out of the account.
Other banks have software watching withdrawls and anything out of the
norm causes the fraud group to give you a call.

I do run gnucash aganist each bank statement to verify nothing is amiss.
Beats running a check register.

> It is easier that your financial information be stolen form other places
> than from your bank, but still bank cybersecurity is not what it should be.
> Banks have to deal with software vendors and hardware vendors and they all
> basically have access to the banks information.

Yes, one bank I tried uses doubleclick.net tracking. Shot them an email
indicating that was pretty _negligent_ of them. That keyword gets
their attention. Asked, What would happen if doubleclick's servers
were to be cracked or doubleclick were to outsource their work to
china/india and that $60 a month employee sold account info for $50,000.

Received something to the effect they have info sharing aggreements
with everyone they use. I fired back, BFD, they were still negligent
because they could get webhit stats from their servers and doubleclick
usage was like a locked outside backdoor on a bank vault. Just plain
negligent.

Also told them their webpages were broke because I block doublclick ip
addies. They did modify their webpages but still used doubleclick on
exit on the sign on page. Wrote one more email telling them why I
moved my accounts elsewhere.

> If someone savvy gets access to the banks network, then it don't
> matter is the bank has Windows or Unix, the banks information is
> likely to be compromise,

True, but, better chance of that on MS os if Microsoft only releases
patches once a month or only when a known exploit is found out on the
internet.

> One important thing is that windows is friendlier that Unix and

With the first six months of this year showing a new virus every other
hour on average I'll agree windows is more friendlier for the bad guys.

> there for you need less technical skill to find what you are looking for.

All the banks I use, work just fine with linux's firefox, thunderbird
and mozilla. Last year or so, Mandrakelinux/Suse have gotten pretty
user friendly except for the stinking winmodems setup.

I do have a seperate account for creditcard and bank work. On logout,
the account's files are deleted and restored from a tar file. I have a webpage
with bank urls to pick from to keep me from mistyping the url and I
never click on a url from an email which is yet another user account.



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