My bank uses Windows? Is "Check 21" safe?

From: Anonymous via the Cypherpunks Tonga Remailer (nobody_at_cypherpunks.to)
Date: 10/09/04

  • Next message: Bit Twister: "Re: My bank uses Windows? Is "Check 21" safe?" 
    Date: Sat,  9 Oct 2004 05:36:13 +0200 (CEST)

    When I walk through the lobby of my bank, I see Windows screen savers
    running on some computers and Windows menu screens on others. I know my
    bank has never heard of MacIntosh or Linux. I hesitate to think how many
    spybots and viruses might lurk in those machines.

    I can only assume there's an accident waiting to happen. Lately, I am
    worried about electronic banking transactions like "electronic debiting"
    that some creditors have tried to pull on my checking account. This is
    where they shred my check and use some kind of electronic software to pull
    money out of my account instantaneously. This sounds really dangerous. I
    told my banker I am afraid some savy thief might drain all the accounts in
    his bank. Am I right or wrong in this thinking? He said if that happens
    he would recover all the money by debiting the crediting bank but that
    doesn't make sense if the crediting bank is a bogus front.

    Then there is Check 21. That's where you get a "substitute check" back
    instead of your original paper check. Your paper check is shredded. I
    looked at a substitute check and it is nothing like the original. All the
    fine print is smudged and no handwriting expert could ever prove anything
    from it. Its basically a glorified Xerox copy, that's all. And Check 21
    is computer controlled also, just like electronic debiting.

    The head of cybersecurity of the Dept of Homeland Security up and quit the
    other day suddenly. He must know something we don't. I'm worried. Could
    an electronic attack on the U.S. really jumble all financial accounts and
    skin us to the bone?

  • Next message: Bit Twister: "Re: My bank uses Windows? Is "Check 21" safe?"

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