successfully installed openssl on hosted server - host says there i sno security unless I buy separate certificate - is that right?

I successfully installed openssl on hosted server. The host company says
that offers no security or encryption unless I buy a certificate from them
or a third party like verisign.

If I try to open my site using httpS://, a prompt pops up telling me the
cert is not certified by anyone and do I want to accept it.

I accept it and there is a locked key in the browser.

Is the traffic encrypted (thus the tech is wrong)?

It is interesting in that the hosting company's login has the SAME prompt
when logging in.


.

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