Re: Charity site payments - secure or not ?
- From: hidden@xxxxxxxxxx (Art)
- Date: Tue, 04 Apr 2006 20:39:34 GMT
On Mon, 03 Apr 2006 11:59:30 -0000, Craig A. Finseth
<news@xxxxxxxxxxx> wrote:
You can always send them a check.
Hmmm--how secure is a paper check these days? Not counting the small
number of mailed checks that never get delivered--were they stolen?
destroyed? piling up in some demented postal worker's garage?--any
person you pay with a check can use the routing and account numbers to
make online electronic fund transfers from your account. In fact,
many large businesses are already doing exactly that, legitimately,
when they receive a check--for instance my local electric utility and
credit card companies. They covert it to electronic transfer so they
can credit the funds the same or next day, no kiting possible.
Plus--if you make any sort of online payment from your checking
account, there's probably no way for your bank OR the payee to confirm
that (a) it's really your checking account or (b) it's really you
making the withdrawal. The bank transfers the money automatically and
payee collects the money automatically, no questions asked.
Seems to me online payment by credit card at least lets you see your
credit card statement before paying it and catch fraudulent
transactions. With a checking account the money just gone.
.
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