Re: Safer Way to Use Your Credit Card

From: Bill Unruh (unruh_at_string.physics.ubc.ca)
Date: 12/30/04 

Date: 30 Dec 2004 20:40:21 GMT

bpetria@verizon.net (Brad) writes:

>Hi,

> With the proliferation of "spyware", which includes "keyloggers" (logs
>your keystrokes as you type), why would anyone want to type their credit card
>number on a computer's keyboard? Is there really a "secure" site? No wonder
>identity theft is epidemic.

> A programmer friend of mine told me about his awesome idea for a safer way
>to order merchandize on the Internet. Web sites should present an option
>after you fill out an order form. If the credit card number slot is blank,
>you are presented with the option. If you accept (incase you forgot to type
>your credit card number), you receive an order number which you write down.
>Off line, you dial direct (no interception), a special toll free number and
>enter that order number. Next, you are prompted to enter the credit card
>number on your touch tone telephone. Note: This is automatic, no human
>contact. Also, your order is canceled if you fail to give your credit card
>number within a certain period of time.

At which point the system stores the number on a database at the computer
That computer is a far far higher usefulness to a identity thief--
thousands of cards ratehr than one. Which computer would you target?

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